Path: Top Journal Jurnal_Keuangan_dan_Perbankan 2007

Evaluasi peraturan perbankan yang menghambat pembiayaan usaha kecil di Jawa Timur

Jurnal Keuangan dan Perbankan, Tahun XI, Nomor 2, Mei 2007
Journal from JIPTUNMERPP / 2008-10-26 21:57:37
Oleh : Jazim Hamidi ; Siti Hamidah ; Sukarmi ; Sihabuddin ; Adi Kusumaningrum , Diploma 3 of Finance and Banking Merdeka University Malang (jurkeubank@telkom.net)
Dibuat : 2007-04-01, dengan 0 file

Keyword : Funding of small trade, cinstitution, self regulator banking, normative juridical approach

This research was aimed to analyze the banking rules and other rules, which had the indication on blocking the funding of small trade, and gave the recommendation related to the matter. By normative juridical approach, this research was more focused on the investigation of literary study that was aimed at investigating the meaning, purpose and viewing the synchronization and appropriateness of principle on every rule of managerial informal sector from the analysis of law corporation: as the primary, secondary and tertertiary corporation whish related to informal sector and informal funding sector, and supported by the field data. This research proved that the two kinds of rules mentioned above had the potensial/ indication on blocking the funding and development of small trade. Some of them were as indicated on: Section 8 verse (1) the Constitution (UU) No. 10, 1998 on the change of Constitution (UU) No. 7, 1992 on banking. It was an ambigouos rule related to intangible and tangible guarantee within Small Trade Credit. The inconsistency of rules on the guarantee within the constitution (UU) No. 9, 1995 on the small Trade with section 8 verse (2) Banking Constitution (UU) No. 10, 1998 on Banking related to Credit in the form of Self Regulatory Banking, as well as some city/ Regency Regional Rules particulary on retribution.

Deskripsi Alternatif :

This research was aimed to analyze the banking rules and other rules, which had the indication on blocking the funding of small trade, and gave the recommendation related to the matter. By normative juridical approach, this research was more focused on the investigation of literary study that was aimed at investigating the meaning, purpose and viewing the synchronization and appropriateness of principle on every rule of managerial informal sector from the analysis of law corporation: as the primary, secondary and tertertiary corporation whish related to informal sector and informal funding sector, and supported by the field data. This research proved that the two kinds of rules mentioned above had the potensial/ indication on blocking the funding and development of small trade. Some of them were as indicated on: Section 8 verse (1) the Constitution (UU) No. 10, 1998 on the change of Constitution (UU) No. 7, 1992 on banking. It was an ambigouos rule related to intangible and tangible guarantee within Small Trade Credit. The inconsistency of rules on the guarantee within the constitution (UU) No. 9, 1995 on the small Trade with section 8 verse (2) Banking Constitution (UU) No. 10, 1998 on Banking related to Credit in the form of Self Regulatory Banking, as well as some city/ Regency Regional Rules particulary on retribution.

Copyrights : Copyright (c) 2007 by Digital Library Universitas Merdeka Malang. Verbatim copying and distribution of this entire article is permitted by author in any medium, provided this notice is preserved.

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PropertiNilai Properti
ID PublisherJIPTUNMERPP
OrganisasiDiploma 3 of Finance and Banking Merdeka University Malang
Nama KontakDra. Wiwik Supriyanti, SS
AlamatJl. Terusan Halimun 11 B
KotaMalang
DaerahJawa Timur
NegaraIndonesia
Telepon0341-563504
Fax0341-563504
E-mail Administratorperpus@unmer.ac.id
E-mail CKOwsupriyanti@yahoo.com

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  • Editor: Wiwik Supriyanti, Dra. SS.