Path: Top Journal Jurnal_Keuangan_dan_Perbankan 2010

Memprediksi kesehatan bank dengan rasio camels pada bank perkreditan rakyat

Jurnal Keuangan dan Perbankan, Volume 14, Nomor 1, Januari 2010
Journal from JIPTUNMERPP / 2011-12-27 02:45:41
Oleh : Herry Laksito ; Sutapa, Diploma 3 of Finance and Banking Merdeka University Malang (jurkubank@yahoo.com)
Dibuat : 2010-01-01, dengan 0 file

Keyword : CAR, Assets Utilization, OPM, ROE, degree of bank health

The research was empirically retest analyses financial performance under CAMELS ratios on degree of bank health. The research model was test financial statements under financial ratios on degree of bank health. Zthe purpose of research was to analyze financial ratios such as capitals, assets, management, earnings, liquidity and sensitivity on degree of bank health. The population was BPR residing in Pati Sub-Province. According to Statistic Center Board on 2006, there were 68 BPR residing in Pati Sub-Province. Selection of samples used purposive sampling with special characteristic suitable with research scopes. So, the samples of research are 61 Bank Perkreditan Rakyat. Tolls of analyses used Regression Logistic. The result of research was from all CAMELS ratios which effect on degree of bank health, capital which was measured with CAR ratio had level of significance 0.011, Assets which was measured with assets utilization ratio had level of significance 0.022, management which was measured with OPM ratio had level of significance 0.009, and earning which was measured with ROE ratio had level of significance 0.009.

Deskripsi Alternatif :

The research was empirically retest analyses financial performance under CAMELS ratios on degree of bank health. The research model was test financial statements under financial ratios on degree of bank health. Zthe purpose of research was to analyze financial ratios such as capitals, assets, management, earnings, liquidity and sensitivity on degree of bank health. The population was BPR residing in Pati Sub-Province. According to Statistic Center Board on 2006, there were 68 BPR residing in Pati Sub-Province. Selection of samples used purposive sampling with special characteristic suitable with research scopes. So, the samples of research are 61 Bank Perkreditan Rakyat. Tolls of analyses used Regression Logistic. The result of research was from all CAMELS ratios which effect on degree of bank health, capital which was measured with CAR ratio had level of significance 0.011, Assets which was measured with assets utilization ratio had level of significance 0.022, management which was measured with OPM ratio had level of significance 0.009, and earning which was measured with ROE ratio had level of significance 0.009.

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PropertiNilai Properti
ID PublisherJIPTUNMERPP
OrganisasiDiploma 3 of Finance and Banking Merdeka University Malang
Nama KontakDra. Wiwik Supriyanti, SS
AlamatJl. Terusan Halimun 11 B
KotaMalang
DaerahJawa Timur
NegaraIndonesia
Telepon0341-563504
Fax0341-563504
E-mail Administratorperpus@unmer.ac.id
E-mail CKOwsupriyanti@yahoo.com

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  • Editor: Wiwik Supriyanti, Dra. SS.