Path: Top Journal Jurnal_Keuangan_dan_Perbankan 2011

KESEPAKATAN KELEMBAGAAN KONTRAK MUDHARABAH DALAM KERANGKA TEORI KEAGENAN

Jurnal Keuangan dan Perbankan, Volume 15, Nomor 2, Mei 2011
Journal from JIPTUNMERPP / 2012-01-11 06:27:58
Oleh : Asfi Manzilati, Diploma 3 of Finance and Banking Merdeka University Malang (jurkubank@yahoo.com)
Dibuat : 2011-05-01, dengan 0 file

Keyword : Institutional arrangements, agency theory, mudharabah

This research aimed to (1) know how the banker (as principals) interact with customers (as agents) in creating and enforcing a contract of mudharabah (2) offer an alternative arrangement of mudharabah contract resulting mudharabah rules (institutions) that benefited both parties (principal and agent). With in-depth interviews, two important findings were obtained: (1) character of prospective clients was an important determinant of the creation of a contract as collateral material. It should not be used as a tool to compensate investment risk, (2) monitoring was a key to the process of contract enforcement. Based on the findings and review of related literature, a design of mudharabah rules (institutions) that were expected more fair and beneficial to both parties namely the bank /shohibul maal as the principal and client or mudharib as an agent could be developed.

Deskripsi Alternatif :

This research aimed to (1) know how the banker (as principals) interact with customers (as agents) in creating and enforcing a contract of mudharabah (2) offer an alternative arrangement of mudharabah contract resulting mudharabah rules (institutions) that benefited both parties (principal and agent). With in-depth interviews, two important findings were obtained: (1) character of prospective clients was an important determinant of the creation of a contract as collateral material. It should not be used as a tool to compensate investment risk, (2) monitoring was a key to the process of contract enforcement. Based on the findings and review of related literature, a design of mudharabah rules (institutions) that were expected more fair and beneficial to both parties namely the bank /shohibul maal as the principal and client or mudharib as an agent could be developed.

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PropertiNilai Properti
ID PublisherJIPTUNMERPP
OrganisasiDiploma 3 of Finance and Banking Merdeka University Malang
Nama KontakDra. Wiwik Supriyanti, SS
AlamatJl. Terusan Halimun 11 B
KotaMalang
DaerahJawa Timur
NegaraIndonesia
Telepon0341-563504
Fax0341-563504
E-mail Administratorperpus@unmer.ac.id
E-mail CKOwsupriyanti@yahoo.com

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  • Editor: Wiwik Supriyanti, Dra. SS.