Path: Top Journal Jurnal_Keuangan_dan_Perbankan 2010

Kinerja efisiensi fungsi intermediasi bank persero di Indonesia dengan menggunkan data envelopment analysis (DEA)

Jurnal Keuangan dan Perbankan, Vol. 14, No. 1 Januari 2010
Journal from JIPTUNMERPP / 2011-12-27 02:47:55
Oleh : Andi Wijayanto ; Sutarno, Diploma 3 of Finance and Banking Merdeka University Malang (jurkkubank@yahoo.com)
Dibuat : 2010-01-01, dengan file

Keyword : : Bank efficiency, intermediary function, Data Envolopment Analysis

The purposes of this study were to measure the efficiency level of state bank in Indonesia, to identify whish bank had the best efficiency level, and to find efficiency determinants of state bank in Indonesia. Analytical technique used was the DEA (Data Envelopment Analysis). Input and output variables used intermediary function of Starvarek model. Four banks were chosen as samples by using purposive sampling. The result of the study showed that state bank in Indonesia had s good relatively efficient level. BRI, BTN, and Bank Mandiri had a relative efficiency level reaching 100%, while BNI was the only bank that was relatively enefficient with relative efficiency score 88.5%. Number of human resources, the total variable credit and short term securities became the dominant determinant of the efficiency of state banks in Indonesia. Inefficient companies should have increased efficiency by performing input or output maximization. Although the BRI, BTN, ang Bank Mandiri had proven relatively high efficiency, the efficiency was not a peak performance they could schive, meaning that the current level of efficiency could still be improved higher by input andlor output maximization ; potential improvements that could be achieved by BNI were reducing the fixed assets and software, the amount of labor, the total deposit (input) and increasing the total credit.

Deskripsi Alternatif :

The purposes of this study were to measure the efficiency level of state bank in Indonesia, to identify whish bank had the best efficiency level, and to find efficiency determinants of state bank in Indonesia. Analytical technique used was the DEA (Data Envelopment Analysis). Input and output variables used intermediary function of Starvarek model. Four banks were chosen as samples by using purposive sampling. The result of the study showed that state bank in Indonesia had s good relatively efficient level. BRI, BTN, and Bank Mandiri had a relative efficiency level reaching 100%, while BNI was the only bank that was relatively enefficient with relative efficiency score 88.5%. Number of human resources, the total variable credit and short term securities became the dominant determinant of the efficiency of state banks in Indonesia. Inefficient companies should have increased efficiency by performing input or output maximization. Although the BRI, BTN, ang Bank Mandiri had proven relatively high efficiency, the efficiency was not a peak performance they could schive, meaning that the current level of efficiency could still be improved higher by input andlor output maximization ; potential improvements that could be achieved by BNI were reducing the fixed assets and software, the amount of labor, the total deposit (input) and increasing the total credit.

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PropertiNilai Properti
ID PublisherJIPTUNMERPP
OrganisasiD
Nama KontakDra. Wiwik Supriyanti, SS
AlamatJl. Terusan Halimun 11 B
KotaMalang
DaerahJawa Timur
NegaraIndonesia
Telepon0341-563504
Fax0341-563504
E-mail Administratorperpus@unmer.ac.id
E-mail CKOwsupriyanti@yahoo.com

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  • Editor: Wiwik Supriyanti, Dra. SS.