Path: Top Journal Jurnal_Keuangan_dan_Perbankan 2012

Keterkaitan insider ownership dan prediksi kinerja perbankan di Bursa Efek Indonesia

Jurnal Keuangan dan Perbankan: Volume 16, Nomor 3, September 2012
Journal from JIPTUNMERPP / 2014-03-19 10:03:46
Oleh : Sahala Manalu ; Norman Sitinjak, Diploma 3 of Finance and Banking Merdeka University Malang
Dibuat : 2012-09-01, dengan file

Keyword : Insider ownership, capital adequacy ratio, return on asset, operating income operating expense, non-performing loans

Insider ownership in banking business had two different roles, namely as both owner and manager of the business at the same time. As managers, they were given the right of bank ownership in the hope of improving banking performance. With insider ownership, managers had greater rights to make decissions and also had a broader responsibility for decisions taken as they now shared the business risks. They also had the greater control over the banks where they worked, such that they had acces to strengthen their position in their respective banks. Explanatory variables used in this study was insider ownership, while the dependent variable consisted of the CAR (Capital Adequacy Ratio), ROA (Return On Asset), BOPO (compared to Operating Income Operating Expenses), and the ratio NPLgross (Non-Performing Loan gross). Using a statistical method PLS (Partial Least Square), the results showed that insider ownership could predict the performance of banks in terms BOPO and NPLgross, but could not predict the CAR and ROA.

Deskripsi Alternatif :

Insider ownership in banking business had two different roles, namely as both owner and manager of the business at the same time. As managers, they were given the right of bank ownership in the hope of improving banking performance. With insider ownership, managers had greater rights to make decissions and also had a broader responsibility for decisions taken as they now shared the business risks. They also had the greater control over the banks where they worked, such that they had acces to strengthen their position in their respective banks. Explanatory variables used in this study was insider ownership, while the dependent variable consisted of the CAR (Capital Adequacy Ratio), ROA (Return On Asset), BOPO (compared to Operating Income Operating Expenses), and the ratio NPLgross (Non-Performing Loan gross). Using a statistical method PLS (Partial Least Square), the results showed that insider ownership could predict the performance of banks in terms BOPO and NPLgross, but could not predict the CAR and ROA.

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PropertiNilai Properti
ID PublisherJIPTUNMERPP
OrganisasiD
Nama KontakDra. Wiwik Supriyanti, SS
AlamatJl. Terusan Halimun 11 B
KotaMalang
DaerahJawa Timur
NegaraIndonesia
Telepon0341-563504
Fax0341-563504
E-mail Administratorperpus@unmer.ac.id
E-mail CKOwsupriyanti@yahoo.com

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  • Editor: Wiwik Supriyanti, Dra. SS.