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Kompleksitas lingkungan dan regulasi pemerintah: implikasinya terhadap kinerja perbankan di Jawa Timur
Journal from JIPTUNMERPP / 2014-03-19 10:15:04
Oleh : Sabihaini ; Djumilah Hadiwidjojo ; Djumahir ; Mintarti Rahayu, Diploma 3 of Finance and Banking Merdeka University Malang
Dibuat : 2012-09-01, dengan file
Keyword : Environmental complexity, government regulations, diversification levels, banking performance.
This research was designed todescribe the causal relationships between environmental complexity, government regulation, diversification levels, and performance. This research was conducted toward banking industry in East Java, in which the research samples were the top ten (10) well performed national commercial banks. The analysis was performed using Structural Equation Modeling (SEM). The research shows that: (1) the higher environmental complexity level, the diversification made by the bank toward its major fuction was getting further or business activities of the bank was tend to be fee-based income activities and in fact increase bankÂ’s performance; (2) banking industry were encouraged to focus on its major function as intermediary corporation due to intense support of government and reserve bank of Indonesia. However, the banking performance was getting lower if the support of government and reserve bank of Indonesia on the main function of the bank (credit distribution) was getting higher. This investigation suggest that control system was needed in order to increase the main function of the bank without increasing its risks.
Deskripsi Alternatif :This research was designed todescribe the causal relationships between environmental complexity, government regulation, diversification levels, and performance. This research was conducted toward banking industry in East Java, in which the research samples were the top ten (10) well performed national commercial banks. The analysis was performed using Structural Equation Modeling (SEM). The research shows that: (1) the higher environmental complexity level, the diversification made by the bank toward its major fuction was getting further or business activities of the bank was tend to be fee-based income activities and in fact increase bankÂ’s performance; (2) banking industry were encouraged to focus on its major function as intermediary corporation due to intense support of government and reserve bank of Indonesia. However, the banking performance was getting lower if the support of government and reserve bank of Indonesia on the main function of the bank (credit distribution) was getting higher. This investigation suggest that control system was needed in order to increase the main function of the bank without increasing its risks.
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Properti | Nilai Properti |
---|---|
ID Publisher | JIPTUNMERPP |
Organisasi | D |
Nama Kontak | Dra. Wiwik Supriyanti, SS |
Alamat | Jl. Terusan Halimun 11 B |
Kota | Malang |
Daerah | Jawa Timur |
Negara | Indonesia |
Telepon | 0341-563504 |
Fax | 0341-563504 |
E-mail Administrator | perpus@unmer.ac.id |
E-mail CKO | wsupriyanti@yahoo.com |
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- Editor: Wiwik Supriyanti, Dra. SS.