Path: Top » Journal » Jurnal_Keuangan_dan_Perbankan » 2014

Risiko NPL kredit bank pembangunan daerah sebagai regional champion

Jurnal keuangan dan Perbankan: Volume 18, Nomor 1, Januari 2014
Journal from JIPTUNMERPP / 2017-07-24 11:12:51
Oleh : Rofikoh Rokhim ; Mal Isnaini Sri Mey Yanti, Diploma 3 of Banking and Finance Merdeka University Malang
Dibuat : 2014-01-01, dengan 0 file

Keyword : Credit risk, non performing loan, regional development bank

The focus of this research was to identify the impact of BPD Regional Champion Program to each banks’s NPL. This research used a panel data analysis for the observation period of 2008 – 2011. The selected random effects model identified the determinant of NPL from bank specific variables and external factors. The Model was then simulated by the indicative targets of minimum loan growth of 20% and minimum portion of productive loan of 40%. This research revealed that the Program might cause higher estimated NPL for 12 banks while for the other 13 banks the estimated NPL would be lower than the real NPL.

Deskripsi Alternatif :

The focus of this research was to identify the impact of BPD Regional Champion Program to each banks’s NPL. This research used a panel data analysis for the observation period of 2008 – 2011. The selected random effects model identified the determinant of NPL from bank specific variables and external factors. The Model was then simulated by the indicative targets of minimum loan growth of 20% and minimum portion of productive loan of 40%. This research revealed that the Program might cause higher estimated NPL for 12 banks while for the other 13 banks the estimated NPL would be lower than the real NPL.

Beri Komentar ?#(0) | Bookmark

PropertiNilai Properti
ID PublisherJIPTUNMERPP
OrganisasiDiploma 3 of Banking and Finance Merdeka University Malang
Nama KontakDra. Wiwik Supriyanti, SS
AlamatJl. Terusan Halimun 11 B
KotaMalang
DaerahJawa Timur
NegaraIndonesia
Telepon0341-563504
Fax0341-563504
E-mail Administratorperpus@unmer.ac.id
E-mail CKOwsupriyanti@yahoo.com

Print ...

Kontributor...

  • Editor: Wiwik Supriyanti, Dra. SS.