Path: Top Journal Jurnal_Manajemen 2003

Pengaruh cash ratio, loan deposit ratio dan capital asset ratio terhadap profitabilitas bank go public di Indonesia periode amatan th 1995 s/d 1998.

Jurnal Manajemen, Magister Manajemen Program Pascasarjana Universitas Merdeka Malang, vol. 1, no.1, April 2003.
Journal from JIPTUNMERPP / 2008-01-09 09:44:50
Oleh : Margo Mulyono dan Nurdin Kaimuddin, Magister_of_Management_-_Merdeka_University_Malang (jurnalmmunmer@yahoo.com)
Dibuat : 2003-04-01, dengan file

Keyword : Cash ratio, loan-ti-deposit ratio, capital asset ratio, return on asset.

This study concerns with the recent government policy on banking in term of cash ratio, loan-to-deposit ratio and capital-asset ratio. It is especially aims at analyzing: 1) the correlation between cash ratio, loan-to-deposit ratio and capital-asset ratio on one side and bank profitability in terms ROA on the other; 2) The dominant variable(s) which influence profitability. The unit of analysis of this case in bank stocks traded at the Jakarta Stock Exchange during the period of 1995-1998. Descriptive as well as regression analysis are employed in this study using a five percent confidence level. The result reveal that first, cash ratio, loan-to-deposit ratio, and capital-asset ratio proved to affect ROA significanly. Second, capital-asset ratio does not have strong correlation with ROA. It can be conclused that the underlined variables are significant estimates to the government policy regulating the capital-asset ratio.

Deskripsi Alternatif :

This study concerns with the recent government policy on banking in term of cash ratio, loan-to-deposit ratio and capital-asset ratio. It is especially aims at analyzing: 1) the correlation between cash ratio, loan-to-deposit ratio and capital-asset ratio on one side and bank profitability in terms ROA on the other; 2) The dominant variable(s) which influence profitability. The unit of analysis of this case in bank stocks traded at the Jakarta Stock Exchange during the period of 1995-1998. Descriptive as well as regression analysis are employed in this study using a five percent confidence level. The result reveal that first, cash ratio, loan-to-deposit ratio, and capital-asset ratio proved to affect ROA significanly. Second, capital-asset ratio does not have strong correlation with ROA. It can be conclused that the underlined variables are significant estimates to the government policy regulating the capital-asset ratio.

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PropertiNilai Properti
ID PublisherJIPTUNMERPP
OrganisasiM
Nama KontakDra. Wiwik Supriyanti, SS
AlamatJl. Terusan Halimun 11 B
KotaMalang
DaerahJawa Timur
NegaraIndonesia
Telepon0341-563504
Fax0341-563504
E-mail Administratorperpus@unmer.ac.id
E-mail CKOwsupriyanti@yahoo.com

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